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Program Rules and Eligiblity for Travel Protection Products

Please see below for the program rules and eligibility for the travel products.
 
General Requirements:
  • Travel protection must have the following to be issued
    • Trip Details
      • Reservation Date
      • Premium purchase date (Transaction date)
      • Reservation Number
      • Reservation Total
      • Trip Start Date
      • Trip End Date
      • Address of Property
    • Travelers Information
      • Name
      • Full Address
      • Phone Number
      • Email
 
Standard Travel Protection
  • Cannot be marketed as "insurance" the term must be "Protection"
  • Never should be marketed as a guarantee to cover.
  • Purchase Eligibility
    • Cannot be purchased when trip start is under 30 days, unless within 5 days of booking (Booking date +4 days)
    • Purchaser Eligibility
      • US residents
      • Canadian residents 
        • Quebec residents are not eligible for travel protection.
    • Trip Maximums
      • 90 days maximum
      • $100,000 total trip cost
        • total trip cost should not include damage protection premium
  • Coverage Modification
    • Cancellation - Cannot be canceled after 10 days from purchase
    • Premium Increase - can be done at any time
    • Premium Decrease - Cannot be canceled after 10 days from purchase
Cancel For Any Reason (CFAR) Travel Protection
  • Cannot be marketed as "insurance" the term must be "Protection"
  • Never should be marketed as a guarantee to cover.
  • Should never be branded and only listed as "Cancel For Any Reason" or "CFAR"
  • Purchase Eligibility
    • Must be purchased within 14 days of Initial Deposit/Booking
    • Cannot be purchased when trip start is under 30 days
    • Purchaser Eligibility
      • US residents
        • Not eligible for residents of NY or WA
      • Canadian residents 
        • Not eligible for Quebec residents
    • Trip Maximums
      • 90 days maximum
      • $100,000 total trip cost
        • total trip cost should not include damage protection premium
  • Coverage Modification
    • Cancellation - Cannot be canceled after 10 days from purchase
    • Premium Increase - can be done at any time
    • Premium Decrease - Cannot be canceled after 10 days from purchase